Residential Mortgages
PK Mortgages - Residential Mortgages
PK mortgages & protection services can find you the most suitable mortgages deals by accessing the whole of the lending market whether you are an employee, self-employed (sole trader or limited company director), CIS worker, contractor or sub-contractor or key worker with good/excellent or adverse credit history such as CCJ, defaults, missed payments, IVA, debt consolidation and bankruptcy. We can arrange interest only mortgages, repayment mortgages (capital and interest) and part interest and repayment mortgages, to suit your budget.
Your mortgages is probably the largest financial commitment you will ever undertake. Our goal is to make complicated mortgages transactions as simple as possible for individuals and businesses alike. We do this by providing independent, bespoke advice, based on your personal circumstances. We are not tied to any particular lender, so we can search the whole market on your behalf, to determine the most appropriate mortgages for you. We can provide mortgages with low interest rates, low (or even no) product fees, cash back offers and free legal and valuation services.
First Time Buyer
Re-Mortgages
Re-mortgaging is switching your mortgage to another deal with a different lender, without moving property. Some people switch mortgages because it will work out cheaper for them. For example, the introductory discounted or fixed interest rate may have finished with your current lender, and you might get a better deal elsewhere. Other people re-mortgage to raise sufficient capital for a specific purpose (including debt consolidation and home improvements).
We do our utmost to ensure that our clients benefit from the most suitable products available on the market, tailored to their specific needs.
Think carefully before securing other debts against your home. Your home should be repossessed if you do not keep up repayments on your mortgage.
Moving Homes
Moving home is considered one of the most stressful life events. Leaving your current lender or selling your property may incur Early Repayment Charges or Penalty (ERC). By seeking independent mortgage advice, you can budget for your future purchase.
It is important to understand the full costs of moving, as well as obtaining a suitable mortgage at a competitive price. We aim to be easily accessible to all our clients throughout the whole process and to keep them fully informed on the progress of their application, whether for a new mortgage or for porting their mortgage and additional borrowing.
How can we help you?
- Suggest and provide mortgages for both standard and complex cases.
- Find the most suitable mortgage deals for our clients with adverse credit history.
- Providing independent, bespoke advice, based on your personal circumstances.
- We providing complete support throughout the whole process and post offer.
- We are whole of market and find the best low interest rates, low or even no product fees, cash back offers and free legal and valuation services
- We will save you time, money and stress.
- We can protect you and your family against future financial stress.
- We offer a free, no obligation consultation.
We provide free consultation and the best services possible to our clients with 100% satisfaction and want to be there for the lifetime of our clients. Once you’re with us, you won’t need to find the mortgage and protection services anywhere else.