Residential Mortgages with PK Mortgages & Properties  

Finding the right mortgage can be one of the biggest financial decisions you’ll ever make. At PK Mortgages & Properties, we are trusted, independent mortgage brokers offering expert, fee-free advice to clients across the UK. Whether you’re buying your first home, moving to a new property, or looking to remortgage, our goal is to make the process simple, transparent, and stress-free.  

As fully independent brokers, we have access to the whole market — meaning we’re not tied to any lender. Instead, we search through hundreds of mortgage deals to find the most competitive option tailored to your personal circumstances. Our experienced advisers take care of everything from affordability checks and paperwork to securing approvals, so you can focus on your home.  

Our Residential Mortgage Services  

First-Time Buyer Mortgages  

Getting on the property ladder can feel daunting. Our specialist first-time buyer mortgage advisers will guide you from start to finish — calculating how much you can borrow, explaining your options in plain language, and securing the most suitable mortgage.  

Home Mover Mortgages  

Relocating, upsizing, or downsizing? We make the transition smooth by finding a deal that works for your new home. Our experts handle the details so you can concentrate on your move.  

Residential Remortgages  

If you’re looking to switch to a better rate, save money, or release equity, our independent mortgage brokers review your current deal and search the market for better options. We also advise on further advances and additional borrowing, ensuring your remortgage supports your financial goals.  

Complex Residential Mortgages  

Not all mortgages are straightforward. Whether you have multiple income sources, non-standard property types, or unique circumstances, our expert team can arrange bespoke lending solutions that standard banks might overlook.  

At PK Mortgages & Properties, we go beyond just finding a mortgage — we provide guidance, clarity, and support at every step. With our fee-free approach for most clients, you can secure the right mortgage without hidden costs or unnecessary stress.