Residential Mortgages with PK Mortgages & Properties
Buying a home is one of the biggest financial decisions you’ll ever make, and choosing the right mortgage can feel overwhelming. At PK Mortgages & Properties, we specialise in providing independent, fee-free mortgage advice to clients across the UK. Whether you’re a first-time buyer, moving to a new home, or looking to remortgage, our expert advisers are here to make the process simple, stress-free, and transparent.
As a fully independent, FCA-regulated mortgage broker, we have access to the whole of the market, meaning we are not tied to any specific lender. Instead, we compare hundreds of mortgage deals from high-street banks, challenger lenders, and specialist providers to secure the most competitive option for your unique needs.
Supporting Every Stage of Your Mortgage Journey
- First-Time Buyer Mortgages
Getting onto the property ladder can feel daunting. Our experienced advisers guide first-time buyers step by step — from understanding how much you can borrow to securing the right mortgage deal. We simplify the process and provide clear, honest advice, so you can buy your first home with confidence. - Home Mover Mortgages
Whether you’re upsizing, downsizing, or relocating, we’ll find you the best mortgage quickly and efficiently. With us handling the paperwork and lender negotiations, you can focus on your move while we secure the right deal. - Residential Remortgages
Looking to reduce your monthly repayments, release equity, or switch to a better rate? Our independent brokers review your current mortgage and search the market for better options — helping you save money and achieve your financial goals. - Complex Residential Mortgages
If your circumstances don’t fit the standard lending criteria — for example, multiple income sources, self-employment, non-standard properties, or adverse credit — we specialise in securing tailored mortgage solutions to meet your needs.
At PK Mortgages & Properties, we don’t just arrange mortgages — we provide trusted advice, practical solutions, and financial confidence for your homeownership journey.