Find the Right Residential Mortgage with PK Mortgages & Protection Services
Buying a home or refinancing an existing mortgage is one of the most important financial decisions you’ll ever make. Whether you’re a first-time buyer, looking to remortgage, or planning on moving to a new home, PK Mortgages & Protection Services is here to help you navigate the process with confidence.
As an independent mortgage broker, we are not tied to any one lender. This means we have access to the entire UK mortgage market, enabling us to find the most suitable mortgage deal tailored to your unique situation.
Who We Help
At PK Mortgages, we work with a wide range of clients, including:
- Employees and salaried workers
- Self-employed individuals (sole traders, limited company directors)
- CIS workers, contractors, and sub-contractors
- Key workers such as NHS staff, teachers, police officers, and emergency services personnel
- Individuals with adverse credit histories, including CCJs, defaults, missed payments, IVAs, debt consolidation, and even bankruptcy
No matter your background or financial situation, we aim to provide the right mortgage solution for your needs.
Types of Mortgages We Offer
We offer a full range of mortgage options, including:
- First-Time Buyer Mortgages – Get on the property ladder with competitive rates and low-deposit options.
- Remortgages – Whether you’re looking to save money, release equity, or consolidate debt, we help you find the best remortgage deals.
- Moving Home Mortgages – Make your next move stress-free with flexible mortgage solutions tailored to your circumstances.
- Interest-Only Mortgages – Pay just the interest, with the option to repay the full loan later.
- Repayment Mortgages (Capital & Interest) – Pay both the loan and interest over time to own your home outright at the end of the term.
- Part Interest, Part Repayment Mortgages – A combination of both models to suit your budget and financial plans.
Why Choose PK Mortgages?
Your mortgage is likely the biggest financial commitment you will ever undertake. Our mission is to make the process simple, transparent, and stress-free.
- Whole-of-Market Access – We’re not tied to any lender, giving you access to thousands of mortgage products.
- Tailored Advice – Bespoke solutions based on your income, employment type, and credit history.
- Competitive Deals – Mortgages with low interest rates, low (or zero) product fees, cashback offers, and free legal and valuation services where available.
- Adverse Credit Specialists – Even if you’ve been turned down before due to poor credit, we work with specialist lenders who may still offer you a competitive deal.
- End-to-End Support – From the initial consultation to mortgage approval and beyond, we guide you at every step.
Start Your Mortgage Journey Today
Whether you’re buying your first home, moving to a new property, or looking for a better mortgage deal, PK Mortgages & Protection Services is here to help you make the right choice.